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REPOST: 7 Home Improvement & Remodeling Ideas that Increase Home Value

Reinventing the house is one of the best ways to increase your property’s value. After all, buyers would always want to buy a new home that fits with their aesthetic appetite. Read more from this blog on Money Crashers:



With the real estate market still in a slump, more and more people have decided not to sell their home. Instead, they have chosen to stay put, until things get better. I count myself in this group; I had my own home on the market for two years. My house sold, and the sale fell through, on two separate occasions. As a result, I’ve resolved to stay put until the real estate market improves.


However, now that I’ve decided to stay in this home instead of moving, I plan to make several home improvements to make my home more comfortable (e.g. building a sunroom to combat the dreary Michigan winters, and building a backyard deck).


Many home improvement projects don’t add value to your home, especially in a down market. In fact, some improvements can even detract from the asking price when you decide to sell. On the other hand, some projects can add significant value to your home.


So which home improvement projects should you invest in, and which projects should you avoid? Below are some helpful tips for home improvement projects that increase the value of your home, and home improvement projects to avoid altogether.


Continue reading HERE.

How to Spot a Forex Trading Scam

If you’ve been trading for years now, you’re probably wondering why there are only ever a few people who survive the trade for years. Some have gotten used to the pressure and have made huge amounts of profit because of forex trading. Others are not that successful, but have managed to hold on. However, there is a staggering number of people who failed in the forex industry because either they weren’t taught how to do forex marketing the right way or they’ve fallen in a bottomless pit called forex trading scams.

If you’ve taken the time to do some research about forex trading scams, you’ll probably end up with a long list of search results and it’ll take you a day or two just reading through the experiences. If you’re new in the forex trading game and you want to avoid getting scammed, then there’s only one thing to do; you need to learn about the common forex trading scams and how to avoid them (tips on how to avoid being scammed were taking from these guys :) ForexCT – Forex trading broker.

In order to avoid a scam, you need to be able to detect the scam. Here are some of the most common traits of forex trading scams that you’ll probably encounter as you deal with the forex market and other forex traders:

Any offers or a “business” opportunity that sounds impossible or too good to be true – You’ll most likely encounter these on the Internet or while talking with different forex traders. The promise of a “getting rich overnight” scheme should be an early warning signal already for the experienced forex trader. Unfortunately, even the most experienced trader would gamble his/her money away once greed takes over. Just think about it; if it does make your rich overnight, why would you share this knowledge with someone else for profit?

Any offer that claims impossible high profits at the end of the week or month – Again, if it sounds too good to be true, then it’s most likely a scam.

I’ve seen obvious forex trading scams that promised a ROI or return of investment of over 40 to 50 percent within a week or month; that alone convinced me that it was an honest to goodness forex trading scam. I managed to warn a few friends of mine who were Australian forex trading broker themselves. It was a good thing I did, because the guy who promoted the scam suddenly disappeared a week later.

You can just imagine the faces of those he managed to convince.

Any forex trading system that uses an interbank market – Most forex trading scams use or deal with interbank markets. Interbank markets make use of speculative or short-term currency deals and these transactions are usually dealt in dubious networks of banks and companies. The term “dubious” should definitely be a warning sign already. Most scammers love showing off how prestigious the bank or company that you’re going to invest your money in, but the moment you realize that you’ll be investing your hard-earned money in a system where you don’t know where it’s going, then you should definitely back away immediately.

Offshore Investing – Why, What & How

Offshore investing is a concept that is gaining popularity especially with the elite business class individuals who have investments in different countries across the globe. This simply means putting up your money in bank accounts in other countries that have different jurisdictions from where you reside. Foreign investments have in the past been an expensive affair because it involved the transfer of assets from one country to another. With the introduction of offshore investments however, it has become easier since the investor is only required to have an offshore bank account to facilitate international money transfers.

One of the main reasons why offshore investing is a preferred option is because of the fact that it encourages investment diversification. Most nations have set up strict rules which hinder or slow down international investments claiming that it is an obstacle local investments and the end result is slowed down economic growth. While such restrictions are beneficial to the government, they do not add much value to individual investors.

Investors understand the importance of investment portfolio diversification, and the best of this is one which includes international investments. Offshore Investing accounts therefore offer this opportunity by providing a flexible platform where one can invest their assets in a different country without having to go through a lot of legislative hustles. In addition to this, the investor is able to gain access to different major currency exchanges.

Offshore investing has also enabled investors to gain access to the developing countries most of which are undergoing the process of privatizing their once state owned organizations. In such cases, both these governments and the international investors benefit. The governments are able to raise money for their development projects from the privatization process while investors get the opportunity to diversify their portfolios.

The other reason why offshore investing is preferred by many investors despite its high maintenance cost is the fact that security and confidentiality are guaranteed. Offshore bank accounts are the most confidential accounts owing to the sensitive nature of most investors’ financial status. Most of these investors are the multimillionaires who prefer to remain anonymous for security purposes and also to ensure that the stocks they invest in do not get flooded by the small scale investors who are famous for initiating price run ups.

In conclusion, offshore investing is the best option for large scale investors who have the capacity to invest at international levels. Developing countries especially in Asia and Africa have been the biggest beneficiaries of offshore investing with the best example being China whose privatization process has attracted a lot of international investors, and this explains the growth in export of consumer goods.

For more info check out the links below from lom or watch the video underneath:

Why Invest in Treasury Bonds?


One concern of investors about financial budget are the ways they can maintain it thorughout the years or investing it to something that would allow them to gain income and would not risk of bankruptcy. That’s why most of businessmen continue to find something they can invest in to increase their assets and allow their money to generate. Another effective way of preserving their money is through this financial bonds. What are these financial bonds? These financial bonds are issued by the federal government to help them pay the national debt, they lend money to their citizens through these financial bonds. Infact, many people are now investing in these bonds and choose from differenr types the government offers.

The different types of these financial bonds are treasury bills, treasury notes and treasury bond. Treasury bills are the type which has the shortest maturity issue. Treasury notes on the other hand are bonds that mature in 2-10 years from the time they are issued. The last type which has the longest maturity is called treasury bond, it has 30-year long of maturity. Now that you jave an idead of what these financial bonds are, it makes you wonder on the things it can help you as an investor yourself.

Here are some of the reasons why investing in treasury bonds is a good idea:

  • It is a safe form of investment

SavingsandInvestmentsSince these treasury bonds are issued by the government you can have the assurance that you will get the money you invested back in time you want it back. It is safe because it is backed by full-faith assurance that the government never defaults on its debt. No need to worry about them running away from you and not paying you back. Thus making it a risk-free investment.

  • Has long-term maturity

As mentioned earlier, treasury bonds are the longest type of bonds that mature from 10-30 years time. It means that the money you invested are for long-term and you can have a lot of time generating ideas to find another way to increase your investment. You can plan a new business without your money getting stagnant somewhere.

  • You can redeem the exact value

After the maturity ends or before tha maturity ends, if you want your money back you can get it as a whole. No deductions at all and maybe a little interest will be gained. Your money didn’t stagnate and infact it generated a little bit though the interest is not much, at least you still get a hold of your full imvestment after a long time and you did not invest it into something that will cause your money to decrease.

  • You can sell them easily

Treasury bonds are known to be a safe form of investment and selling them will be an easy task. There are a lot of you out there who wants to invest in a risk-free asset and who are willing to buy your treasury bond from you if you sell them. Selling treasury bond are actually active in the market.

  • They are easy to liquidate

If you don’t know, these treasury bonds are electronic and are easy to transfer from one buyer to another. This easy liquidition will help you a lot during transferring your treasury bond to your buyer.

Investing in some treasury bonds is really a great idea for investors like you who want a risk-free investment. Aside from it allows your money to generate, you can always easily market these treasury bonds out in the market. They’re easy to invest in and are resellable!

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